Our Motor Policies cover all types of vehicles such as Private Cars and Commercial Vehicles (Passenger Vehicles, Goods Vehicles and Motor Trade). 

The common covers are

• Third Party Liability Insurance - which covers Personal injury and Property damage of third parties
• Third Party Fire and Theft – which covers besides the above, the peril of fire and theft loss to the insured vehicle
• Comprehensive Insurance - which covers accidental loss or damage to the car and also Third Party Liability.

The Comprehensive Motor Insurance covers

• Accidental Loss or Damage to the insured vehicle
• Personal injury or property damage to Third Parties including Passengers
• Personal Accident benefit to the Insured and the passengers
• Windscreen damage to the insured vehicle for its full value
• Medical Expenses benefit to the Policyholder and the passengers at S$300 each.

NCD Protector:  For those policyholders who enjoy a 50% No Claim Discount (NCD), the NCD can be protected by paying a 10% extra premium. By this, if there is one accident during the Policy period, the insured will still get the full NCD of 50% upon next renewal. If there are two accidents in the policy period, the insured will still be eligible for a NCD of 20% upon renewal. For more than 2 accidents, the NCD will be forfeited in full.

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